Tips For Personal Loans

  1. Do Not Apply for personal loan at multiple banks, Each Enquiry will reduce your Credit score.
  2. Do Not Share your personal information on Unsecured Digital lending APPs.
  3. Personal (Unsecured) loan reduces your Credit score.
  4. Personal loan carries higher rate of interest.
  5. Do Not avail personal loan to cover margin amount of Housing Loan.
  6. Close your pesonal loan before Housing Loan Application.
  7. Your EMI should not exceeded 30% of your net salary.